Terms and Conditions for QuickCashIndia
About
Introduction
Welcome to QuickCashIndia. These Terms and Conditions govern your use of our website QuickCashIndia.com and the services provided by Sky Rise Credit and Marketing Limited, operating under the brand name “QuickCashIndia”. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website and services.
1. Acceptance of Terms
By using QuickCashIndia’s website and services, you signify your acceptance of these Terms and Conditions. If you do not agree to these terms, please do not use our website. We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the website following any changes indicates your acceptance of the new terms.
2. Eligibility
To use our services, you must be at least 23 years old and a legal resident of India. You must have a valid savings bank account and be able to enter into legally binding contracts under the Indian Contract Act, 1872. Individuals who are unsound of mind, undischarged insolvents, or otherwise incapable of entering into contracts are not eligible to use our services.
3. User Responsibilities
As a user of QuickCashIndia, you agree to:
- Provide accurate, current, and complete information during the registration process and update such information to keep it accurate, current, and complete.
- Maintain the confidentiality of your account and password, and restrict access to your computer to prevent unauthorized access to your account.
- Accept responsibility for all activities that occur under your account or password.
4. Use of Services
QuickCashIndia is an online platform that facilitates borrowing and lending transactions between users. We do not directly lend or borrow money. We provide a platform for users to connect with each other and offer services such as verification, collection, and other support services.
5. Prohibited Activities
Users are prohibited from:
- Using the website for any unlawful purpose or in violation of any local, state, national, or international law.
- Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
- Engaging in any activity that interferes with or disrupts the website or the servers and networks connected to the website.
- Attempting to gain unauthorized access to any portion or feature of the website or any other systems or networks connected to the website.
6. Fees and Payments
All borrowers must pay QuickCashIndia’s service fees immediately after the first transfer of funds from any investor. All investors must transfer funds within seven days of receipt of the loan agreement and confirmation from QuickCashIndia. Borrowers must issue three blank security cheques in favor of each investor in the loan deal and send them to QuickCashIndia. Borrowers must pay the EMI on or before the due date or be liable to pay late fees of 2% per month, calculated on a daily basis.
7. Security Cheques
QuickCashIndia will retain the security cheques issued by borrowers once the loan is executed. These cheques will only be used after consultation with both the borrower and the investors. QuickCashIndia is not responsible for the validity of the cheques or whether they will be honored once presented to the bank in case of default or delay in payments.
8. Account Security
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that your password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.
9. Privacy Policy
QuickCashIndia is committed to protecting your privacy. Our Privacy Policy, which is incorporated into these Terms and Conditions by this reference, explains how we collect, use, and disclose information about you. By using our website, you consent to our collection and use of information as described in the Privacy Policy.
10. Limitation of Liability
To the maximum extent permitted by law, QuickCashIndia, its affiliates, subsidiaries, officers, directors, employees, or any related party shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of revenue or profits, arising under or relating to these Terms and Conditions. You waive, release, discharge, and hold harmless QuickCashIndia from any and all claims, losses, damages, liabilities, expenses, and causes of action arising out of your use of the website.
11. Indemnification
You agree to indemnify, save, and hold QuickCashIndia, its affiliates, contractors, employees, officers, directors, agents, and its third-party associates, licensors, and partners harmless from any and all claims, losses, damages, liabilities, costs, and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or the website, any violation by you of these Terms and Conditions, or any breach of the representations, warranties, and covenants made by you herein.
12. Modification of Terms
QuickCashIndia reserves the right, at its sole discretion, to modify or replace these Terms and Conditions, or change, suspend, or discontinue the website and its services (including, but not limited to, the availability of any feature, database, or content) at any time for any reason. It is your responsibility to check the Terms and Conditions periodically for changes. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.
13. Governing Law
These Terms and Conditions and your use of the website are governed by and construed in accordance with the laws of India. Any disputes arising out of or related to the use of the website shall be subject to the exclusive jurisdiction of the courts of Delhi, India.
14. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
- QuickCashIndia Sky Rise Marketing and Limited Office No – B-3, Navrachna Apartment, East Arjun Nagar, East Delhi, Delhi, 110092
- Email : info@quickcashindia.com
- Phone : +91 84482-98523
15. Cancellation by QuickCashIndia
We reserve the right, at our sole discretion, to refuse or cancel any request for registrations on the website for any reason. We may also require additional verifications or information before accepting any instruction or registering you on our portal as a lender or a borrower. The borrower(s) and lender(s) are required to note that negative third-party verification reports are crucial factors considered during the funding process. The funding may get rejected at any stage due to lack of information or verifiable information.
16. Fraudulent/Declined Transactions
QuickCashIndia employees or representatives will never ask for any OTPs or personal financial or transactional information. We do not take any responsibility for any financial losses incurred by our customers through fraudulent calls, scam artists, or any information being given out willingly by our customers where the scam artists use the QuickCashIndia payments systems to commit such frauds. QuickCashIndia reserves the right to initiate legal proceedings against any persons for fraudulent use of the website and any other unlawful acts or omissions in breach of these terms and conditions.
17. Payments
Credit card information collected for the purpose of payment for using our services will be stored securely using a 256-bit SSL encryption technology or on a cloud. Credit card information will be masked on your account and will not be visible to QuickCashIndia Customer Service operators. You agree, understand, and confirm that the credit card details provided by you for availing of services on QuickCashIndia will be correct and accurate and you shall not use the credit card which is unlawfully owned by you. You further agree and undertake to provide the correct and valid credit card details to QuickCashIndia. The said information will not be utilized and shared by QuickCashIndia with any third parties unless required for fraud verifications or by law, regulation, or court order. QuickCashIndia will not be liable for any credit card fraud. The liability for use of a card fraudulently will be on you and the onus to prove otherwise shall be exclusively yours.
18. License and Site Access
QuickCashIndia grants you a limited license to access and make personal use of the website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of QuickCashIndia. This license does not include any resale or commercial use of this website or its contents; any downloading or copying of account information for the benefit of anyone other than your use; or any use of data mining, robots, or similar data gathering and extraction tools. This website or any portion of this website may not be reproduced, duplicated, copied, sold, resold, visited, distributed, or otherwise exploited for any commercial purpose without express written consent of QuickCashIndia and/or its affiliates, as may be applicable. Any unauthorized use of the website shall terminate the permission or license granted by QuickCashIndia.
19. Limitation of Liability
Notwithstanding anything to the contrary contained herein, neither QuickCashIndia nor its affiliated companies, subsidiaries, officers, directors, employees, or any related party shall have any liability to you or to any third party for any indirect, incidental, special, or consequential damages or any loss of revenue or profits arising under or relating to these Terms and Conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless QuickCashIndia it’s affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the website.
20. Monitoring of the Website and Your Account
QuickCashIndia has the right and liberty to monitor the content of the website at all times, which shall include information provided in your account. The monitoring of the website is important to determine the veracity of the information provided by you and to ensure that every user remains in consonance with the Terms and Conditions provided herein. Subject to the Terms and Conditions mentioned herein, QuickCashIndia shall also have the liberty to remove any objectionable content that is in contravention of these Terms and Conditions or share such information with any governmental authority as per procedures laid down by the law for the time being in force in India.
21. License and Site Access
QuickCashIndia grants you a limited license to access and make personal use of the website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of QuickCashIndia. This license does not include any resale or commercial use of this website or its contents; any downloading or copying of account information for the benefit of anyone other than your use; or any use of data mining, robots, or similar data gathering and extraction tools. This website or any portion of this website (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed, or otherwise exploited for any commercial purpose without express written consent of QuickCashIndia and/or its affiliates, as may be applicable. Any unauthorized use of the website shall terminate the permission or license granted by QuickCashIndia.
22. Fraudulent/Declined Transactions
QuickCashIndia employees or representatives will never ask for any OTPs or personal financial or transactional information. QuickCashIndia and its affiliates do not take any responsibility for any financial losses incurred by its customers through fraudulent calls, scam artists, or any information being given out willingly by its customers where the scam artists use the QuickCashIndia payments systems to commit such frauds. QuickCashIndia reserves the right to initiate legal proceedings against any persons for fraudulent use of the website and any other unlawful acts or omissions in breach of these terms and conditions.
23. Cancellation by QuickCashIndia
We reserve the right, at our sole discretion, to refuse or cancel any request for registrations on the website for any reason. We may also require additional verifications or information before accepting any instruction or registering you on our portal as a lender or a borrower. The borrower(s) and lender(s) are required to note that negative third-party verification reports are crucial factors considered during the funding process. The funding may get rejected at any stage due to lack of information or verifiable information.
24. Payments
Credit card information collected for the purpose of payment for using our services will be stored securely using a 256-bit SSL encryption technology or on a cloud. Credit card information will be masked on your account and will not be visible to QuickCashIndia Customer Service operators. You agree, understand, and confirm that the credit card details provided by you for availing of services on QuickCashIndia will be correct and accurate and you shall not use the credit card which is unlawfully owned by you. You further agree and undertake to provide the correct and valid credit card details to QuickCashIndia. The said information will not be utilized and shared by QuickCashIndia with any third parties unless required for fraud verifications or by law, regulation, or court order. QuickCashIndia will not be liable for any credit card fraud. The liability for use of a card fraudulently will be on you and the onus to prove otherwise shall be exclusively yours.
25. Security Cheques
QuickCashIndia will retain the security cheques issued by borrowers once the loan is executed. These cheques will only be used after consultation with both the borrower and the investors. QuickCashIndia is not responsible for the validity of the cheques or whether they will be honored once presented to the bank in case of default or delay in payments.
26. Limitation of Liability
Notwithstanding anything to the contrary contained herein, neither QuickCashIndia nor its affiliated companies, subsidiaries, officers, directors, employees, or any related party shall have any liability to you or to any third party for any indirect, incidental, special, or consequential damages or any loss of revenue or profits arising under or relating to these Terms and Conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless QuickCashIndia its affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses, and causes of action arising out of your use of the website.
27. Indemnity
You agree to indemnify, save, and hold QuickCashIndia, its affiliates, contractors, employees, officers, directors, agents, and its third-party associates, licensors, and partners harmless from any and all claims, losses, damages, liabilities, costs, and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or the website, any violation by you of these Terms and Conditions, or any breach of the representations, warranties, and covenants made by you herein. QuickCashIndia reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify QuickCashIndia, including rights to settle, and you agree to cooperate with QuickCashIndia defense and settlement of these claims. QuickCashIndia will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it.
28. Disclaimer of Warranties
Your use of the service and all information, products and other content (including that of third parties) included in or accessible from the service is at your sole risk. The service is provided on an “as is” and “as available” basis. QuickCashIndia expressly disclaims all warranties of any kind as to the service and all information, products and other content (including that of third parties) included in or accessible from the service, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. QuickCashIndia makes no warranty that (i) the service will meet your requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the service will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, or (v) any errors in the technology will be corrected.
You are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from QuickCashIndia through or from the service will create any warranty not expressly stated in these Terms and Conditions.
29. Governing Law
These Terms and Conditions and your use of the website are governed by and construed in accordance with the laws of India. Any disputes arising out of or related to the use of the website shall be subject to the exclusive jurisdiction of the courts of Delhi, India.
30. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
- QuickCashIndia Sky Rise Marketing and Limited Office No – B-3, Navrachna Apartment, East Arjun Nagar, East Delhi, Delhi, 110092
- Email : info@quickcashindia.com
- Phone : +91 84482-98523
31. Termination
We reserve the right to terminate your access to the website without advance notice if we believe you have violated these Terms and Conditions or for any other reason. Upon termination, your right to use the website will immediately cease.
32. Entire Agreement
These Terms and Conditions constitute the entire agreement between you and QuickCashIndia regarding the use of the website and supersede any prior agreements between you and QuickCashIndia.
Thank you for choosing QuickCashIndia. We are committed to providing you with the best possible service and experience. By using our website and services, you agree to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website. We look forward to serving you and helping you achieve your financial goals.